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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$15.00
$15.60
$16.20
$16.50
$17.10
$17.70
$18.90
$19.50
$20.70
$21.00
$22.20
$23.40
$24.60
$25.50
$27.00
$28.50
$29.70
$31.20
$33.30
$35.40
$37.20
$39.00
$42.00
$44.40
$48.00
$51.30
$55.20
$59.70
$64.80
$71.70
$78.30
$86.10
$98.40
$108.60
$121.20
$133.80
$148.50
$164.70
$183.00
$202.80
$225.00
$248.40
$299.70
$329.40
$361.20
$396.30
$435.00
$478.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$30.00
$31.20
$32.40
$33.00
$34.20
$35.40
$37.80
$39.00
$41.40
$42.00
$44.40
$46.80
$49.20
$51.00
$54.00
$57.00
$59.40
$62.40
$66.60
$70.80
$74.40
$78.00
$84.00
$88.80
$96.00
$102.60
$110.40
$119.40
$129.60
$143.40
$156.60
$172.20
$196.80
$217.20
$242.40
$267.60
$297.00
$329.40
$366.00
$405.60
$450.00
$496.80
$599.40
$658.80
$722.40
$792.60
$870.00
$956.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$37.20
$39.00
$39.60
$40.80
$41.40
$43.80
$44.40
$46.20
$48.00
$50.40
$51.60
$53.40
$57.00
$59.40
$62.40
$66.00
$69.60
$72.00
$76.80
$79.20
$83.40
$88.20
$93.60
$99.00
$104.40
$111.00
$117.60
$126.60
$135.60
$145.20
$155.40
$170.40
$186.60
$204.60
$223.80
$254.40
$282.00
$312.60
$345.60
$381.60
$421.80
$469.20
$519.60
$573.60
$634.20
$762.60
$837.60
$919.20
$1,007.40
$1,104.00
$1,210.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov